Richify: AI Wealth Tracker

The AI wealth tracker that sees everything you own — and everything you owe.

Richify is your complete financial dashboard: a real-time net worth tracker, investment tracker, debt manager and AI money coach in one app. Track every asset and every debt across stocks, real estate, retirement and savings — then ask AI to explain what's happening to your money.


YOUR REAL NET WORTH, IN REAL TIME

Richify tracks every asset class you actually own: stocks, ETFs, mutual funds and bonds; real estate and rental properties; retirement accounts including 401k, IRA, super and SIPP; cash, savings and checking accounts; vehicles, valuables and collectibles; gold, silver and precious metals; and foreign currency holdings.

It tracks every debt working against you too: mortgages with payoff curves, personal loans and student debt, credit cards and lines of credit, and auto loans and financing.

Net worth is what you own minus what you owe. Updated as markets move. Multi-currency across global markets. The full financial picture, not the partial one.


ADD ANYTHING IN SECONDS

File import lets you upload statements and holdings, and AI categorizes them automatically. Manual entry handles offline assets and private holdings. Daily sync refreshes markets in the background. Multi-currency support tracks AUD, USD, GBP, EUR, TRY and more, side by side. Set goals and retirement targets and see if your trajectory hits them.

No spreadsheets. No manual reconciliation. No more guessing what your net worth actually is.


AI THAT UNDERSTANDS YOUR WEALTH

Other money trackers show you charts. Richify explains them. Your AI Feed delivers daily insights tied to your actual holdings, not generic market news. You'll see things like "Your tech allocation is now 47% — concentration risk is rising," "Mortgage payoff is on track — you'll be debt-free 14 months early," "Your AUD/USD exposure shifted with this week's rate decision," or "Goal: $250K by 50 — you're 8 months ahead."

Ask anything in your own words, by voice or text. Questions like "Is my portfolio too concentrated?", "Am I on track for retirement?", "Should I pay off my credit card or invest the bonus?", or "What's hurting my net worth this month?" all get personalized answers based on your actual holdings.

Read the answer or listen to it. Your call.


DEBT, DONE DIFFERENTLY

Most money apps treat debt as an afterthought. Richify makes debt management part of your daily wealth view. Track mortgages, credit cards, auto loans and student debt in one place. See debt payoff timelines and exactly when you'll be debt-free. Get AI guidance on debt payoff versus investment trade-offs. Watch your debt-to-asset ratio shrink in real time.


BUILT FOR REAL WEALTH

Richify works whether your net worth is $5,000 or $5 million. It's built for first-time investors building wealth from zero, mid-career professionals across multiple accounts, real estate investors with multiple properties, retirees tracking drawdown across portfolios, and anyone with money in more than one place.


WHY RICHIFY IS DIFFERENT

Most wealth trackers are just dashboards. Robo-advisors are black boxes. Spreadsheets are work. Richify is the wealth tracker with a brain — a personal AI money manager that knows every dollar you own and every dollar you owe, and tells you what it means in plain language, every day.

This is wealth tracking, not financial advice.


PRIVACY

Your financial data is yours. You control what gets tracked. Your data is never sold.


PREMIUM SUBSCRIPTION

Richify is free to download and try. Premium unlocks unlimited AI conversations, advanced analytics, daily AI insights and unlimited tracked assets.

Plans available monthly or annual. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your account settings.

Privacy Policy: https://www.richify.ai/privacy
Terms of Service: https://www.richify.ai/terms