twocents: Social Budgeting

twocents is the free budgeting app with a social feed – so you can track your spending, hit your savings goals, and share any of it anonymously with people going through the exact same thing. Plus, it’s all anonymous. No name, no face, just verified numbers.

Use it as a private budgeting tool. Or post to the feed when you feel like it. Either way, it's free.

INTRODUCING WEALTHSCROLLING
- Doomscrolling is out. Wealthscrolling is in.
- twocents is the only feed where scrolling is actually productive. Scroll for fun and we'll surface financial insights and opportunities to act on them right in the feed.
- See how people just like you are spending and saving in real time – and suddenly your own money makes a lot more sense.
- The more you scroll, the better your financial picture gets.

BUDGETING TOOLS – ALL FREE, ALL PRIVATE
- Track every transaction and categorize your spending automatically.
- Set savings goals and follow your progress in real time.
- Build monthly budgets and get alerts before you go over.
- Track loans and debt payoffs – and see exactly when you'll be free.
- Share your budget exclusively with people you know in real life – and hold each other accountable.
- All your cards and accounts in one place – transactions aggregated automatically so you always know where you stand.

THE FEED – YOUR FINANCES, FINALLY WORTH POSTING ABOUT
- Share a purchase, a milestone, a bad week, or a win – anonymously.
- React and comment on posts from people in the exact same situation.
- Browse spending confessions, debt payoffs, savings goals, and budget check-ins.
- Sharing is always optional – lurk as long as you want.

THE COMMUNITY – MAKE FRIENDS. GET ADVICE.
- Connect with people in your financial bracket or any other.
- DM someone who's paid off debt and ask them how they did it.
- Get honest money advice from people across the entire wealth spectrum – including multimillionaires.
- No sponsored takes. Just real people, real numbers.
- Your username is your net worth – interact with people based on their wealth

WHY twocents IS DIFFERENT
- Budgeting stops being a chore when other people are doing it with you. We make personal finance a fun, shared experience.
- Get a real window into how people just like you are spending, saving, and getting by.
- Wealthscrolling, not doomscrolling – the only feed that makes you more financially aware just by using it.
- Your username is your verified net worth, updated automatically as your finances change.
- All anonymous – no name, no photo, just numbers.
- No paywalls, no premium tiers, no "upgrade to unlock" – everything is free.
- Built on Plaid, the same secure technology behind Venmo.

SECURE BY DESIGN
twocents connects to your bank through Plaid — the same infrastructure used by Venmo, Robinhood, and Coinbase. We see read-only transaction data. Nothing else. Ever.

Money is emotional. Emotions are better with an audience. Download twocents – where budgeting is anything but boring.