RentBuy.org

Rent vs Buy Calculator helps you make one of life's biggest financial decisions with confidence.

COMPREHENSIVE ANALYSIS
• 30-year side-by-side comparison of renting vs buying
• Track home equity growth vs investment portfolio
• See exactly when buying becomes more advantageous

DETAILED COST BREAKDOWN
• Monthly mortgage payments (principal & interest)
• Property taxes, insurance, and maintenance
• HOA fees and closing costs
• Rent increases over time

TAX BENEFITS CALCULATED
• Mortgage interest deduction
• Property tax deduction
• Compare itemized vs standard deduction
• See actual tax savings year by year

INVESTMENT COMPARISON
• Model your investment returns as a renter
• See how your down payment could grow invested instead
• Compare final net worth for both scenarios

FLEXIBLE INPUTS
• Adjust home price, down payment, and mortgage rate
• Set appreciation rates and rent increases
• Model different tax situations
• Interest-only mortgage options

VISUAL CHARTS
• Net worth comparison over time
• Monthly cost breakdown
• Equity vs investment growth

Make smarter housing decisions with real numbers. Whether you're a first-time buyer or considering selling, Rent vs Buy gives you the financial clarity you need.