Medical Bill Negotiator: IQ

The app that helps you fight back against medical bills.

Got a hospital bill you can't afford? IQBill helps you negotiate it down, dispute errors, and find financial assistance programs — all with AI-powered guidance and personalized, ready-to-send letters.

Stop staring at that bill hoping it goes away. Most people don't realize medical bills are negotiable, and up to 80% contain errors. IQBill gives you the tools and scripts to actually do something about it.

HOW IT WORKS:
Describe your situation — the bill amount, your income, what happened, upload documents. IQBill analyzes your case and generates personalized negotiation letters, phone scripts, and step-by-step action plans to help you attempt to reduce what you owe.

AI-POWERED NEGOTIATION HELP:
- Generate dispute letters for billing errors
- Create financial hardship letters for reduced bills
- Get phone scripts for calling billing departments
- Generate requests for itemized bills and explanations of benefits
- Generate appeals for denied insurance claims
- Identify applications for hospital charity care programs
- Helps you negotiate lump sum settlements for discounts

KNOW YOUR RIGHTS:
- Understand what hospitals are required to offer
- Learn about charity care and financial assistance
- Know the timeline before bills hit your credit
- Protect yourself from unfair collection practices

FEATURES FOR MEDICAL DEBT:
- AI analysis of your bill and situation
- Personalized negotiation letters ready to send
- Phone call scripts for billing departments
- Step-by-step guides for each strategy
- Track your bills and negotiation progress
- Save successful templates for future use
- Educational content on medical billing rights

MADE TO ANALYZE ANY MEDICAL BILL:
- Hospital stays and emergency room visits
- Surgery and procedure charges
- Doctor and specialist visits
- Lab work and imaging
- Ambulance and transport fees
- Out-of-network surprise bills
- Denied insurance claims

WHO THIS HELPS:
- Anyone with a medical bill they can't afford
- People with high deductibles and copays
- Families dealing with unexpected medical costs
- Anyone who got a surprise bill
- People whose insurance denied coverage

IQBill requires a subscription or purchase to use, detailing below:

PREMIUM PLANS ($2.99/week, $7.99/month, $24.99/year discount, $39.99/year, $59.99/lifetime):
- More AI negotiations and letters
- All letter templates and phone scripts
- Medical Bill AI Chat analysis and document uploads

By downloading this app, you agree to our terms and conditions and privacy policy:

Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy: https://www.format.partners/medbilliq-privacy-policy
Support: https://www.format.partners/support
Contact: hello@format.partners

MedicalBillIQ is an educational tool that helps you understand your options and communicate with billing departments. It does not provide legal or financial advice. Results vary based on individual circumstances and hospital policies. Returns and savings not guaranteed.