Karma: Crypto, Card & Wallet

Karma: Magic Internet Money  
 
Your crypto wallet and spending card in one beautifully designed app. Hold USDC stablecoins, spend anywhere Visa is accepted, and manage your money without the complexity of traditional crypto apps.

Spend crypto like real money
Load your Karma card with USDC and pay at millions of merchants worldwide. Every transaction settles instantly so you never have to wait around.

Your Wallet, Your Control
Send and receive USDC on the Solana blockchain with zero network fees. Karma covers all on-chain transaction costs so your balance stays exactly where it should be.

Security You Can Trust
Your funds are protected by institutional grade wallet infrastructure powered by Turnkey. Biometric authentication keeps your account locked down and your money safe at all times.

One app for everything
- Spend globally with a Visa card accepted at 80M+ merchants
- Top up your card wallet with USDC in seconds
- Send money to friends, bank accounts, or any wallet
- Receive deposits via ACH, SEPA, or on-chain transfers
- Track every transaction with real-time notifications
- Withdraw to your bank or external wallet anytime

Transparent by design
No hidden charges, no monthly fees, no minimum balance. Transaction fees are shown clearly so you always know what you're paying.

Security first
Your card wallet is powered by institutional-grade key management. Freeze or unfreeze your card instantly. All on-chain activity is verifiable on Solscan.

Download Karma and turn your magic internet money into everything you need.