CustomWorth: Net Worth

The private net worth tracker. No login. No bank connection. No cloud. No tracking, ever.

CustomWorth is the offline-first net worth app for people who want financial clarity without surrendering their privacy. Manual control. Beautiful charts. One screen, one truth.

WHAT IS CUSTOMWORTH?

Think of it as stepping on a scale for your finances. Not a budget. Not a bank feed. Just one clear number, your net worth, and whether it's moving in the right direction.
Add your assets and liabilities manually, capture monthly snapshots, and watch your wealth trend through beautiful charts. That's it.

WHY CUSTOMWORTH?
100% Private
Every dollar stays on your device. No account required. No analytics on your numbers. No tracking. What you earn, own, or owe is yours alone.
Beautifully Simple
One screen shows what matters: your net worth and the trend behind it. No clutter. No upsells in your face. No notifications you didn't ask for.
Fully Offline
No internet required. Works in airplane mode. Your financial data never touches a server, ever.
Own Your Data
Backup, restore, and migrate freely. JSON exports you control. No vendor lock-in. No subscription required to keep your data.

KEY FEATURES
• Net Worth Dashboard: Current total, change since last snapshot, quick inline updates per account.
• Asset & Liability Tracking: Cash, checking, savings, investments, retirement, crypto, property, vehicles, business, collectibles, plus credit cards, student loans, mortgage, auto loans, medical debt, and BNPL.
• Immutable Snapshots: Historical records of your exact financial position. Never editable, always accurate, fully auditable.
• Trend Charts: Net worth over 1M, 3M, 6M, 1Y, or all-time. Category donut breakdown. Assets versus liabilities bar comparison.
• Goal Tracking: Set a target net worth, with an optional target date, and watch your progress fill up.
• Time Capsules: Write a sealed letter to your future self, unlocked when you hit a net worth milestone. Share letters with others too.
• Document Vault: Store financial documents such as statements, deeds, and tax returns with AES-256 encryption, on-device only.
• Multi-Currency Support: Track foreign currency accounts with custom exchange rates. Supports 30+ currencies.
• Learning Tab: 27 built-in articles on personal finance, net worth, FIRE, debt payoff, and long-term wealth building.
• Backup & Restore: Export your data as JSON. Import on a new device anytime. PDF and CSV exports available for taxes or personal records.
• Smart Reminders: Optional monthly or quarterly nudges so you stay consistent without nagging.
• Dark Mode: Follow System, Light, or Dark. Refined for late-night check-ins.
• 5 Languages: English, Mandarin, Hindi, Spanish, and French.

WHO IT'S FOR
CustomWorth is built for people who:
• Value financial privacy above convenience
• Are pursuing FIRE or long-term financial independence
• Are tired of handing Mint, YNAB, Copilot, or Rocket Money their bank credentials
• Want a simple progress tracker, not another budgeting system
• Prefer manual control over automated syncing
• Have walked away from net worth apps that got acquired, shut down, or pivoted to ads

WHAT IT IS NOT
• Not a budgeting app
• Not a financial advisor
• Not connected to your bank
• Not collecting your data
• Not training an AI on your numbers

100% FREE

OUR PRIVACY GUARANTEE

Your financial data never leaves your device. No servers. No accounts. No third-party analytics on your balances. The only backup is the one you make. Anonymous crash reports help us fix bugs, and nothing else.

Download CustomWorth and start measuring your financial progress privately, simply, and on your own terms.