KOSH Money

KOSH is your global financial account. Receive payments with virtual US bank details, hold a stable USD balance, spend with virtual or physical cards, and send money internationally - all from one app.

FEATURES
• Receive money with virtual US bank account details for ACH and wire transfers, where available
• Hold and send USD-backed digital dollars (USDC) across supported networks
• Spend globally with virtual and physical cards online, in-store, and at supported ATMs
• Send money internationally to friends, family, and contacts
• Track all account activity in one unified transaction history
• Download account statements anytime
• Earn rewards by inviting friends to KOSH

SECURITY
• Identity verification (KYC) required before accessing financial features
• Biometric sign-in and two-factor authentication
• Real-time account activity notifications
• Instant card lock, freeze, and cancellation controls
• Secure credential storage using iOS Keychain

IMPORTANT INFORMATION
KOSH is not a bank or financial institution. Financial services are provided through licensed third-party partners for virtual accounts, payment infrastructure, and card issuing. Availability of features, limits, and eligibility may vary by country and verification level. Stablecoin and digital asset services may not be available in all jurisdictions and are subject to local regulations.

PRIVACY
Your data is protected with industry-standard encryption and secure storage. We do not sell personal data or use it for cross-app advertising. You can delete your account at any time from within the app.