Hacking Habits

Build financial habits that work without willpower. See every purchase as hours of your life.

## Description

Stop budgeting. Start building habits.

Most finance apps show you data. Hacking Habits builds automatic financial behaviors — habits so natural they eventually disappear from conscious effort entirely.

THE LIFE HOURS CALCULATOR
Enter any purchase amount. Instantly see it as hours of your life. A $900 phone? That's 26 hours of work. A $3,000 vacation? 87 hours. When you see money as time, every spending decision becomes clear.

THE FIVE METERS
Your financial health at a glance — Net Worth trend, Burn Rate and runway, Hourly Rate, Savings Goal progress, and Pay Yourself First status. No bank linking. No transaction imports. Just the five numbers that actually matter.

THE 15-DAY HABIT INSTALLER
Not a streak counter — a habit architect. Each financial habit gets a structured 15-day installation with daily prompts, checkpoint evaluations at Days 6, 10, and 15, and trigger-pairing suggestions. Based on the proven framework in Gravitational Habits for Financial Resilience.

THE ADD DIAGNOSTIC
Feeling stuck with money? Fifteen questions across three stages — Assess, Decide, Do — identify exactly where you are blocked, then route you to the right tool.

SUNDAY PLANNER
A guided 15-minute weekly session: review spending, check systems, plan ahead, set your intention. Generates a summary card you can save or share.

90-DAY TRANSFORMATION JOURNEY
A structured path from financial awareness to full automation. Month 1: Assess. Month 2: Decide. Month 3: Do. Track your progress through 48 actionable tasks with milestone check-ins at Day 30, 60, and 90.

PURCHASE PAUSE
Before you buy, pause 24 hours. Get notified when the timer expires. Track your skip rate over time — and watch your spending habits change.

PRIVACY-FIRST BY DESIGN
No account. No email. No bank connections. No data sent anywhere. Everything stays on your device. Works in any country, any currency.

FREE INCLUDES:
• Life Hours Calculator (unlimited)
• 3 Jumpstart Habits with 15-day installer
• ADD Diagnostic
• Net Worth Tracker + Burn Rate Calculator
• Purchase Pause + Depletion Check
• Morning Balance Check habit

HACKING HABITS PRO:
• Full habit library (15+ financial habits)
• 90-Day Transformation Journey
• Sunday Planning Sessions
• Savings Goals + Debt Strategy tools
• Wealth Number tracker
• Ad-free experience

Companion to the book Gravitational Habits for Financial Resilience by Dragoș Rouă — but works completely standalone.

Hacking Habits does not provide financial advice. All calculations are user-driven.

Privacy Policy: https://dragosroua.com/hacking-habits/privacy-policy/
Terms of Use: https://dragosroua.com/hacking-habits/terms-of-use/