Melt - Debt Payoff Planner

SNOWBALL vs AVALANCHE
• Snowball pays off your smallest debt first — quick wins to keep you motivated
• Avalanche targets your highest interest rate first — saves the most money overall
• See which strategy is better for your situation with a side-by-side comparison

WHAT-IF CALCULATOR
• Drag the extra payment slider to see your debt-free date move in real time
• Even small extra payments can save you thousands in interest

SIMPLE & PRIVATE
• All data stays on your device — no accounts, no servers, no tracking
• Multi-currency support (AUD, USD, GBP, EUR, NZD, CAD, INR, SGD)
• Add, edit, and delete debts in seconds

Built for anyone with debt who wants a clear plan to pay it off.