Boop: Budget & Expense Tracker

Take control of your money - completely free. Boop is the smart budget tracker that helps you spend smarter, save faster, and never lose track of your finances. No subscriptions. No paywalls. No hidden fees. Works with any currency worldwide.

SMART INSIGHTS - EVERY iPhone
Personalized financial tips and a health score for your spending, savings, budgets, and debts. Runs on-device. Apple Intelligence iPhones get polished wording. Your data never leaves your phone.

WALLETS WITH BRAND IDENTITY
- Type GCash, BPI, BDO, Metrobank, UnionBank, Maya, GoTyme, RCBC, Landbank, PNB and 15+ more PH banks / e-wallets - Boop offers the matching brand icon in one tap
- New Account screen redesigned with a unified preview card and smoother transitions

CATEGORY TRENDS
- Tap any category on Insights to see its 6 / 12 / 24 month movement, peak and lightest months, month-over-month change
- Switch the breakdown between This Month, This Year, and Last 12 Months
- Hide default categories you never use to keep the picker tidy
- 100 SF Symbols for custom-category icons (up from 35)

YEAR FORECAST - UP TO 50 YEARS
- Project income, expense, and net for every month - useful for retirement planning
- Horizontal year picker (no more 51-item dropdown) auto-anchors on the current year
- Combine totals across 1 / 3 / 5 / 10 / All future years in one card
- Past months use real transactions; future months blend recurring rules with a rolling average

SMARTER BUDGETS
- Each budget detail now shows a per-subcategory breakdown card + 'By date / By subcategory' toggle on the transactions list
- Set budgets by category with daily, weekly, semi-monthly, monthly, bi-monthly, or annual intervals
- Subcategories: split a budget into Personal, Travel, Work, or any bucket you like
- Copy budgets month to month in one tap
- Rollover unused budget into the next cycle

TRANSFERS THAT WORK YOUR WAY
- Schedule a transfer for a future date - money stays put until activation
- Recurring transfers fire on each cadence automatically
- Multi-currency transfers with live exchange rates

TRACK EVERYTHING IN ONE PLACE
- Log expenses and income in seconds with the built-in calculator
- Multiple wallets: cash, bank, e-wallet, savings, debit, credit card
- Multi-currency with live rates - USD, EUR, GBP, JPY, PHP, 150+ more
- Scan receipts to auto-fill amounts and categories
- Transaction search, calendar view, and cash flow charts

CREDIT CARD MANAGEMENT
- Track installments with monthly payment schedules
- Auto-record monthly installments as expenses under any category
- Per-cycle Amount Due based on the cycle that just closed
- Optional: include credit card debt in your net balance

INVESTMENT PORTFOLIO
- Track stocks (US & PH markets), cryptocurrency, and forex
- Live market prices with real-time profit and loss

REACH YOUR GOALS
- Savings goals with progress tracking and deadlines
- Debt tracker with interest, principal, and extra principal payments
- Projected payoff date shown on each debt detail card
- Track money owed to you with backdated 'Owed since' dates

IMPORT FROM OTHER APPS
- CSV / TSV import recognizes 20+ date formats and infers type from sign
- Built-in help for converting Excel / Numbers / Sheets exports to CSV

SHORTCUTS & SIRI
- Log expenses or income from Shortcuts or Siri
- Assign to triple-tap or the Action Button for instant logging

100% FREE - YOUR CHOICE ON ADS
Every feature is free. A single small ad lives in Settings - turn it off any time at no cost. Support the solo developer with a tip or one-time Remove Ads unlock - either way, everything works the same.

PRIVACY BY DESIGN
- On-device intelligence - your data stays on YOUR phone
- iCloud sync across all your devices, no account required
- No tracking, no data selling; hide balance with a tap

Boop works for everyone - any currency, any iPhone, any goal. Always free.