Wealthly: Budget & Track Money

WEALTHLY – SMART MONEY MANAGEMENT

The complete personal finance app link your banks and brokerages, auto-categorize spending, find forgotten subscriptions, plan retirement, and grow your net worth. Powerful features other apps hide behind paywalls, free in Wealthly.


NEW IN 2.3
• Smart Subscription Tracking — subscriptions flip to "Paid" the moment your real payment lands, and overdue bills show a clear badge.
• Reliable Bank Sync — fixed a rare bug where transactions could disappear.
• Smarter Ask Wealthly — accurate answers about your spending.
• More Accurate Cash Flow — no more duplicate counts.
• Connected Accounts — clearer paused state with one-tap resub.
• Weekly Recap Step-Back — browse the past three weeks at a glance.
• Net Worth chart restored with multiple time ranges.


SMART MONEY
• Form 4 insider trades on every stock — see when execs buy and sell
• Top 13F institutional holders for any ticker — Berkshire, Vanguard, State Street, Citadel (Premium)
• Quarterly trend sparklines, percentage of float owned, and full filer portfolios
• Share insider activity as social images


SMART CATEGORIZATION
• Auto-categorizes 400+ merchants
• Learns from your edits
• Custom rules, synced across devices


SPENDING & BUDGETS
• Unlimited budgets and transactions (free)
• Paired transfers and split transactions
• Account name on every transaction
• "Mark as Transfer" keeps internal moves out of totals
• Search, filters, notes, receipts
• Import from major apps and banks


SUBSCRIPTION TRACKING
• Detects recurring charges automatically
• Per-merchant brand logos and monthly spend trend
• One-tap review (track or dismiss)
• Calendar view and renewal reminders
• Swipe-to-cancel for fast cleanup


NET WORTH
• Interactive chart with 1M / 3M / 6M / YTD / 1Y / All time ranges
• Honest growth-vs-contributions breakdown
• Category breakdown and KPIs
• Hide accounts cleanly — historical chart correctly excludes them
• Archive accounts with history preserved


INVESTMENTS & DIVIDENDS
• Track stocks and ETFs (20 free, unlimited Premium)
• Real company logos on every holding
• Cost-basis-aware portfolio math
• Dividend tracking and upcoming payments
• Dividend Simulator: project annual after-tax income, model DRIP, compare against HYSAs and Treasuries (Premium)


RETIREMENT
• Readiness score and long-range forecasts
• What-if scenarios and Monte Carlo simulations
• Auto-refreshing current savings from linked accounts
• Export polished PDF reports (Premium)


CASH FLOW
• Visual income-to-spending Sankey diagram
• Drill into any category to see what drove the number


GOALS
• Set targets and track savings progress
• Link accounts for automatic updates
• Split contributions across multiple goals
• Milestone alerts and celebrations


ASK WEALTHLY
• Ask questions about your spending, investing, and retirement
• Smart Recommendations — tips for reducing spending, saving more, and spotting budget outliers
• Account-specific insights
• Runs entirely on your device


SMART ALERTS
• Budget pacing, unusual charges, and large transaction notifications
• Low balance warnings and net worth milestones
• Free for all users


PRIVATE BY DESIGN
• All analysis runs on your device
• We never sell your data
• Encrypted cloud backup, synced across your devices


WEALTHLY PREMIUM
• Connect your banks and brokerages — Plaid + SnapTrade
• Smart Money — institutional holdings and 13F tracking
• Dividend Simulator with after-tax projections
• Unlimited stock tracking
• Advanced analytics, exports, and PDF reports
• Ad-free experience
• Priority support

Start with a 7-day free trial. Cancel anytime.


Powerful financial tools, clean iOS design, and real privacy — all in one app.


Terms of Service: https://www.trywealthly.com/terms
Privacy Policy: https://www.trywealthly.com/privacy