W-ARC

W-ARC is a local-first personal ledger for tracking the extra cost of flexible purchases.

Instead of only recording what you spent, W-ARC helps you record what you paid to keep future options open — such as refundable tickets, cancelable bookings, changeable plans, flexible subscriptions, extended return options, and protected services.

With W-ARC, you can:
- record the standard cost, flexible cost, and retained-choice premium
- organize entries by category, flexibility tag, and outcome
- mark whether the flexible option was actually used
- review premium totals, use rate, and category insights
- search, edit, delete, and export records at any time

W-ARC stores data on your device and works without account registration.

W-ARC is designed for personal record-keeping only. It does not connect to bank accounts and does not provide financial advice.