DayCost Pro - Personal Finance
GRATUIT
Gratuit
Captures d'écran
Description
You're still paying for subscriptions you forgot you had. Phantom finds them without a bank login — then helps you cancel, keep the proof, and fight charges that should never have gone through. Nothing leaves your iPhone.
GET YOUR MONEY BACK
1.Find the charges. Start from Apple subscriptions, screenshot a statement, or import a bank CSV. On-device OCR reads it. No account to connect. No password to hand over.
2.See the zombies. Every recurring charge gets a Zombie Score from 0–100: overlapping services, what you rate it, and whether you're paying above market. The 80+ ones are the money quietly leaving.
3.Cancel with a checklist. Phantom opens the vendor's real cancel page and walks you through it. Save a confirmation number or screenshot in an on-device evidence locker — so you have proof if they bill you again.
4.Fight the charge. Generate an EFTA/ROSCA-compliant dispute letter for silent auto-renewals, trial traps, and billing after you already cancelled. If the merchant won't refund, Phantom builds a chargeback packet with a Regulation E/Z script you can read to your bank.
5.Don't get surprised twice. Price-hike and trial-end alerts, plus a reminder to re-scan your next statement. For 47 services, keep the sub and call in a retention discount instead.
PRIVATE BY DESIGN
Phantom has no servers and no bank connection. Statements stay on your phone. Evidence stays on your phone. We never receive your data, so we can't sell it.
• We never ask for your bank login. • We never sell your data. • We never push loans or credit cards.
PRICING
Free — track up to 5 subscriptions and send 1 dispute letter a month. Phantom Pro — $3.99/month or $29.99/year (save 37%): unlimited subscriptions, unlimited dispute letters and chargeback packets, cancel checklists, the on-device evidence locker, every alert, and all 47 negotiation scripts.
Pro pays for itself the first time it catches a charge you would have missed.
Start free. Find what you're losing in about a minute.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://kyle-zhai.github.io/Phantom/privacy.html
GET YOUR MONEY BACK
1.Find the charges. Start from Apple subscriptions, screenshot a statement, or import a bank CSV. On-device OCR reads it. No account to connect. No password to hand over.
2.See the zombies. Every recurring charge gets a Zombie Score from 0–100: overlapping services, what you rate it, and whether you're paying above market. The 80+ ones are the money quietly leaving.
3.Cancel with a checklist. Phantom opens the vendor's real cancel page and walks you through it. Save a confirmation number or screenshot in an on-device evidence locker — so you have proof if they bill you again.
4.Fight the charge. Generate an EFTA/ROSCA-compliant dispute letter for silent auto-renewals, trial traps, and billing after you already cancelled. If the merchant won't refund, Phantom builds a chargeback packet with a Regulation E/Z script you can read to your bank.
5.Don't get surprised twice. Price-hike and trial-end alerts, plus a reminder to re-scan your next statement. For 47 services, keep the sub and call in a retention discount instead.
PRIVATE BY DESIGN
Phantom has no servers and no bank connection. Statements stay on your phone. Evidence stays on your phone. We never receive your data, so we can't sell it.
• We never ask for your bank login. • We never sell your data. • We never push loans or credit cards.
PRICING
Free — track up to 5 subscriptions and send 1 dispute letter a month. Phantom Pro — $3.99/month or $29.99/year (save 37%): unlimited subscriptions, unlimited dispute letters and chargeback packets, cancel checklists, the on-device evidence locker, every alert, and all 47 negotiation scripts.
Pro pays for itself the first time it catches a charge you would have missed.
Start free. Find what you're losing in about a minute.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://kyle-zhai.github.io/Phantom/privacy.html
Nouveautés (v1.2)
Cancel-and-clawback, without a bank login.
• Cancel with a checklist, then save the confirmation number or screenshot on your iPhone — never uploaded. • After a dispute letter, get a chargeback packet with a Regulation E/Z script and where to file if the merchant won't refund. • Import a bank CSV, or share a statement into Phantom from Files / Mail. • Get a reminder to re-scan your next statement so a cancelled charge doesn't sneak back. • Apple subscriptions still the fastest first import. Screenshots still work.
Nothing leaves your phone. We still never ask for your bank login.
• Cancel with a checklist, then save the confirmation number or screenshot on your iPhone — never uploaded. • After a dispute letter, get a chargeback packet with a Regulation E/Z script and where to file if the merchant won't refund. • Import a bank CSV, or share a statement into Phantom from Files / Mail. • Get a reminder to re-scan your next statement so a cancelled charge doesn't sneak back. • Apple subscriptions still the fastest first import. Screenshots still work.
Nothing leaves your phone. We still never ask for your bank login.
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