i know percent
-26%
$1.07
$0.79
Finance
Free
Money Journal - Budget Planner
by DIMMPLE PTY LTD
Description
Your finances are private. Your budget app should be too.
Money Journal is a privacy-first budget planner and expense tracker that works without linking your bank account. No credentials to share, no third-party data access, no risk. Just you, your plan, and complete control over your money.
Most budgeting apps only tell you where your money went. Money Journal helps you plan where it will go.
PLAN YOUR BUDGET
Create your spending plan before the month begins. Add recurring income from salaries, freelance work, rental payments, or dividends. Set fixed expenses for predictable bills like rent, subscriptions, and insurance. Budget flexible spending for groceries, dining, and entertainment. Define savings goals and track your progress toward each one.
Organize your money into dedicated wallets — emergency fund, checking, savings, or however you manage your accounts. Your closing balance automatically carries forward as next month's opening balance, so your plan always reflects reality.
FLEXIBLE BILLING CYCLES
Real life doesn't follow a single schedule, and neither should your budget. Set each income and expense on its own cycle — daily, weekly, bi-weekly, monthly, quarterly, or yearly. Recurring transactions are generated automatically, and reminders ensure you never miss a bill or payment.
LOG TRANSACTIONS YOUR WAY
Add transactions in seconds against your planned categories. Scan receipts with your camera for AI-powered import that fills in the amount, category, and details automatically. Import transactions from bank statements and CSV files. See your forecast versus actuals in real time, and always know exactly how much you have left to spend.
REVIEW AND UNDERSTAND YOUR FINANCES
See your cash flow at a glance with clear income versus expense breakdowns. Dive into spending allocation by category, view monthly and yearly summaries, and spot patterns before they become problems.
DESIGNED FOR YOUR LIFE
- Supports 80+ currencies for tracking finances worldwide
- Create custom categories with icons to match your lifestyle
- Syncs securely across iPhone, iPad, Mac, and the web
- Available in 12+ languages
PREMIUM
Unlock powerful tools to take your financial planning further:
- AI receipt and statement import
- Spending insights and analytics
- Real-time sync across all your devices
- Unlimited wallets for detailed fund management
- Sub-categories for granular expense tracking
- Export transactions to CSV
YOUR DATA STAYS YOURS
Money Journal is built on a simple principle: your financial data belongs to you. There is no bank account linking, no selling of data to advertisers, and no third-party tracking.
Download Money Journal and take control of your financial future.
Terms of Use: https://www.moneyjournal.app/terms-of-service
Privacy Policy: https://www.moneyjournal.app/privacy-policy
Money Journal is a privacy-first budget planner and expense tracker that works without linking your bank account. No credentials to share, no third-party data access, no risk. Just you, your plan, and complete control over your money.
Most budgeting apps only tell you where your money went. Money Journal helps you plan where it will go.
PLAN YOUR BUDGET
Create your spending plan before the month begins. Add recurring income from salaries, freelance work, rental payments, or dividends. Set fixed expenses for predictable bills like rent, subscriptions, and insurance. Budget flexible spending for groceries, dining, and entertainment. Define savings goals and track your progress toward each one.
Organize your money into dedicated wallets — emergency fund, checking, savings, or however you manage your accounts. Your closing balance automatically carries forward as next month's opening balance, so your plan always reflects reality.
FLEXIBLE BILLING CYCLES
Real life doesn't follow a single schedule, and neither should your budget. Set each income and expense on its own cycle — daily, weekly, bi-weekly, monthly, quarterly, or yearly. Recurring transactions are generated automatically, and reminders ensure you never miss a bill or payment.
LOG TRANSACTIONS YOUR WAY
Add transactions in seconds against your planned categories. Scan receipts with your camera for AI-powered import that fills in the amount, category, and details automatically. Import transactions from bank statements and CSV files. See your forecast versus actuals in real time, and always know exactly how much you have left to spend.
REVIEW AND UNDERSTAND YOUR FINANCES
See your cash flow at a glance with clear income versus expense breakdowns. Dive into spending allocation by category, view monthly and yearly summaries, and spot patterns before they become problems.
DESIGNED FOR YOUR LIFE
- Supports 80+ currencies for tracking finances worldwide
- Create custom categories with icons to match your lifestyle
- Syncs securely across iPhone, iPad, Mac, and the web
- Available in 12+ languages
PREMIUM
Unlock powerful tools to take your financial planning further:
- AI receipt and statement import
- Spending insights and analytics
- Real-time sync across all your devices
- Unlimited wallets for detailed fund management
- Sub-categories for granular expense tracking
- Export transactions to CSV
YOUR DATA STAYS YOURS
Money Journal is built on a simple principle: your financial data belongs to you. There is no bank account linking, no selling of data to advertisers, and no third-party tracking.
Download Money Journal and take control of your financial future.
Terms of Use: https://www.moneyjournal.app/terms-of-service
Privacy Policy: https://www.moneyjournal.app/privacy-policy
What's new (v10.0.10)
Money Journal has been completely redesigned and rebuilt from the ground up — new look, new engine, same commitment to keeping your finances private.
HERE'S WHAT'S NEW
Redesigned from scratch
Every screen has been rethought. A cleaner layout, smoother navigation, and a modern interface that makes managing your budget feel effortless. If you've been with us since the beginning, this will feel like a brand new app — because it is.
Plan before you spend
Create your full monthly budget before the month begins. Set income, fixed expenses, flexible spending, and savings goals — then track how reality compares to your plan throughout the month.
Wallets
Organize your money into dedicated wallets — checking, savings, emergency fund, or however you manage your finances. Closing balances carry forward automatically, so your plan always reflects where you actually stand.
Flexible billing cycles
Not everything runs on a monthly clock. Set each income and expense on its own schedule — daily, weekly, bi-weekly, monthly, quarterly, or yearly. Recurring transactions generate automatically.
AI receipt scanning
Point your camera at a receipt and let Money Journal do the rest. The amount, category, and details are filled in automatically — so logging expenses takes seconds, not minutes.
CSV and statement import
Import transactions from bank statements and CSV files directly into your budget. Reconcile your planned spending against actuals without manual entry.
Smarter insights
See your cash flow at a glance. Dive into spending by category, review monthly and yearly summaries, and spot patterns before they become problems.
Still private. Still yours.
No bank account linking. No third-party data access. No ads. Everything lives on your device and syncs only when you choose. Your financial data belongs to you.
Thank you for budgeting with Money Journal. We'd love to hear what you think — leave a review or reach out to us anytime.
HERE'S WHAT'S NEW
Redesigned from scratch
Every screen has been rethought. A cleaner layout, smoother navigation, and a modern interface that makes managing your budget feel effortless. If you've been with us since the beginning, this will feel like a brand new app — because it is.
Plan before you spend
Create your full monthly budget before the month begins. Set income, fixed expenses, flexible spending, and savings goals — then track how reality compares to your plan throughout the month.
Wallets
Organize your money into dedicated wallets — checking, savings, emergency fund, or however you manage your finances. Closing balances carry forward automatically, so your plan always reflects where you actually stand.
Flexible billing cycles
Not everything runs on a monthly clock. Set each income and expense on its own schedule — daily, weekly, bi-weekly, monthly, quarterly, or yearly. Recurring transactions generate automatically.
AI receipt scanning
Point your camera at a receipt and let Money Journal do the rest. The amount, category, and details are filled in automatically — so logging expenses takes seconds, not minutes.
CSV and statement import
Import transactions from bank statements and CSV files directly into your budget. Reconcile your planned spending against actuals without manual entry.
Smarter insights
See your cash flow at a glance. Dive into spending by category, review monthly and yearly summaries, and spot patterns before they become problems.
Still private. Still yours.
No bank account linking. No third-party data access. No ads. Everything lives on your device and syncs only when you choose. Your financial data belongs to you.
Thank you for budgeting with Money Journal. We'd love to hear what you think — leave a review or reach out to us anytime.
