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Checkbook - Ledger

Finance

Free

Checkbook - Ledger

by Mobile Innovations LLC

4.4 (5 112) v5.1.0 20 MB Universal 4+

Screenshots

Description

The smartest way to balance your checkbook and reconcile your accounts — a modern check register and account ledger trusted since 2011. No ads. No data collection.

Checkbook Ledger replaces your paper register with a clean, fast app for iPhone, iPad, and Mac. Track every transaction, reconcile against your bank statement with a tap, and see your true outstanding balance — not just what the bank shows.

※ WHY CHECKBOOK LEDGER
• Reconcile-first design — built around the workflow you already use
• Outstanding vs. cleared balance always visible at a glance
• Attach photo receipts to any transaction (perfect for HSA, taxes, business expenses)
• Multiple accounts: checking, savings, cash, credit cards — with custom grouping
• Universal app for iPhone, iPad, and Mac
• No ads. No data collection. Your data stays on your device.

※ NEW IN VERSION 5
Partner Sharing (Premium Plus)
Share a checking, savings, or credit card account with your spouse, partner, or family member in real time over iCloud. Both of you can add, edit, and reconcile transactions, with display names showing who entered what.

※Premium Plus Subscription
One annual subscription unlocks:
• iCloud Backup — secure, automatic backups across devices
• Cash Flow Forecast — projected balances from recurring bills
• Bill Reminders — never miss a payment
• Spending Insights — monthly trends and category analysis
• Smart Search — filter by date, amount, category, or status
• Transaction Tags — flexible custom organization
• PDF Reports — professional account statements
• Tax Summary — categorized annual reports for tax prep
• Bank Import — load OFX, QFX, and CSV files from your bank
• Receipt Scanner — scan paper receipts to auto-fill transactions
• Siri Shortcuts — add transactions and check balances with your voice
• Advanced Export — Excel, QIF, and OFX formats

※ CORE FEATURES
Accounts
• Unlimited accounts with custom grouping
• Transfer between accounts in a single tap
• Balance, outstanding, and cleared totals always visible

※Transactions
• Add, edit, and reconcile in seconds
• Attach photo receipts to any transaction
• Order a printed copy of any receipt right from the app
• Split a transaction across multiple categories
• Search by date, amount, category, payee, or memo

※ Recurring
• Schedule recurring transactions, income, and transfers
• Repeat weekly, biweekly, monthly, quarterly, or yearly
• Reliable scheduling — recurring entries post on time, every time

※ Charts & Reports
• Pie and bar charts for income and expense by category
• 6-month trend charts for spending and income
• PDF and print support

※ Security & Backup
• Passcode and Face ID protection
• Account delete lock prevents accidental data loss
• Dropbox and iCloud backup options
• Follows your device locale for currency and formatting

※ WHO IT'S FOR
Anyone who wants a real check register on their phone — whether you're balancing a household checkbook, tracking small business expenses, managing an HSA, organizing bills, or just trying to avoid overdraft fees. If you've ever kept a paper check register, this is the modern version of that workflow — done right.

※ PRICING
Checkbook Ledger is free to use. Optional in-app purchases and a Premium Plus subscription unlock additional capabilities. All previous in-app purchases continue to work.

※ SUPPORT

Questions, feedback, or feature requests? Email us — we read every message.
Please don't post issues as App Store reviews — we have no way to reply.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.mobileinnov.com/PrivacyPolicy.html

What's new (v5.1.0)

NEW: Financial Dashboard
Get a complete snapshot of your finances in one place. The new Dashboard includes:
• Net Worth with month-over-month trend arrow
• Today's Spending for a quick daily check
• Monthly Income, Expenses & Net summary
• Savings Rate with progress bar and personalized tips
• 6-Month Income vs Expenses trend chart
• Top Spending Categories with visual bars
• Budget Progress showing how close you are to each limit
• Upcoming Bills due in the next two weeks
Pull down to refresh anytime. Available on both iPhone and iPad.

NEW: SF Symbol Category Icons
Choose from over 100 modern SF Symbol icons for your categories — clean, scalable, and sharp on every screen size. Classic icons are still available too.

NEW: Receipt Auto-Attach
When you scan a receipt, the image is now automatically saved as an attachment to the transaction.

NEW: Redesigned Attachments Viewer
• Card-style layout with rounded corners and shadow for each attachment
• Date stamp overlay so you know when each photo was taken
• Attachment count shown in the title bar
• Friendly empty state when no attachments are added yet

NEW: Modern Budget Start Date Picker
Select your budget start date with a full inline calendar view instead of the old scroll wheel — easier to see and pick the exact date you want.

NEW: Budget Account Selection
Choose which accounts to include in each budget for more accurate spending tracking across multiple accounts.

NEW: Activity Feed for Shared Accounts
See a live feed of changes made by everyone sharing an account — know who added, edited, or deleted transactions.

IMPROVEMENTS
- Larger fonts and tap targets throughout the Dashboard for easier reading
- Larger fonts in the Add/Edit Transaction form for easier data entry
- Larger fonts across Budgets list, Add/Edit Budget, Settings, and More menu for easier reading
- Budget spending now correctly resets at the start of each cycle (weekly, monthly, yearly, etc.)
- AI budget advice now reflects current cycle progress, not lifetime totals
- Bill reminder notifications are staggered so they don't all fire at the same minute
- Negative balances (cleared & outstanding) now display properly in red
- Improved image compression when saving photo attachments
- Budget start date now shows in a friendly format (e.g., "Jun 1, 2026")

BUG FIXES
- Fixed attachments not displaying after saving and reopening a transaction
- Fixed deleting one attachment accidentally removing all attachments for that transaction
- Fixed budget list header overlapping the status bar on modern iPhones
- Fixed date parsing for recurring bill due dates
- Fixed shared accounts not appearing on partner's device after accepting an invite
- Fixed budget start date not loading correctly when editing an existing budget

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