Ohere Credit

Ohere helps working Nigerians access fairer credit, build a credit score, and manage repayments with more control.

With Ohere, you can:
• Apply for credit in one app
• Complete your credit assessment
• Access your Ohere card and starting limit if approved
• Spend now and repay within your billing cycle
• Get up to 42 days interest-free on eligible repayments
• Extend your due date by 7, 14, or 21 days for a small fee when you need more time
• Track your credit score and grow your limit with consistent repayment
• Use AutoPay to avoid missed due dates

Who Ohere is for
Ohere is built for working Nigerians — whether you are a teacher, trader, driver, office worker, freelancer, or business owner.

How it works
1. Create your account and complete your assessment
2. View your credit profile and eligibility
3. Get approved and receive your Ohere card
4. Use your credit for everyday needs, emergencies, or business expenses
5. Repay on time to build trust and unlock higher limits over time

Why users choose Ohere
• Clear, simple repayment structure
• No hidden fees
• Flexible repayment options
• Credit designed to build confidence, not pressure

Support
Need help? Contact us through the app or via Ohere support.