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Plan & Multiply: Budget

Finance

Free

Plan & Multiply: Budget

by Taliane Tchissambou

v4.1.3 236 MB Universal 4+

Description

You know that knot in your stomach at the end of the month?
You stare at your account, no idea where the money went?

Plan & Multiply isn't just a budget app. It's a calm voice that helps you take back control, without judging you.

WHAT YOU CAN DO

• Log an expense in 3 seconds — one tap, that's it
• See exactly what you can spend today — no more mental math
• Catch price hikes and duplicate subscriptions — the app alerts you before you pay
• Share a budget with your partner — free, no account needed
• Run several budgets in parallel — personal, couple, holiday project
• Track recurring bills that match themselves automatically — rent, Netflix, insurance
• Build healthy habits month after month — no childish badges or levels
• Keep a long-term wealth view — accounts, real estate, investments
• Follow the 3F method — Fixed, Flexible, Future, grown-up and simple
• Work 100% offline — your data stays with you
• Read a financial coach that never leaves your phone — no Cloud, no remote AI
• Use the app in 6 languages — English, French, German, Spanish, Italian, Portuguese

COUPLE SHARING

Inviting a partner and read-only sharing of a budget are included for free. Two-way sync, automatic settlement of shared expenses and shared jars are Premium.

100% YOURS

No bank connection. No scraping. No data resale. The app works offline, and your data is encrypted before any sync.

PREMIUM

Premium unlocks: two-way couple sync + auto settlement, long-term tracking across months, continuous subscription audit, shared jars.

Solo 34.99 €/year. Couple 49.99 €/year. 7-day free trial. Cancel anytime from your App Store.

What's new (v4.1.3)

v4.1.3 — clearer closure + invitation fixes

• Period closure screen now shows your planned charges total alongside the paid total. No more confusion when charges are skipped.
• Warning before closing if some charges are still unvalidated — confirm or validate them first.
• Shared Mode invitation: the Accept button now gives visual feedback (it used to fail silently when sign-in was needed).
• Shared Mode invitation: the Decline button no longer leads to a black screen.
• Sync form: when the server returns an error, the diagnostic code is now visible and tap-to-copy so support can help faster.
• Stability: fixed a crash that could occur when opening the Fixed expenses screen.
• Thanks to QA and users who flagged these.