Zeal is the digital wallet and Visa card for real life. Earn up to 5%* variable APY on your EUR and USD balances, then spend worldwide with 0% FX fees. One app for saving, paying and staying in full control of your money.
Earn without lockups
Get 5%* variable APY on EUR or USD balances with no minimum deposit and no lockups. Your yield accrues in real time, so your money keeps growing while staying available whenever you want to spend or withdraw it.
Spend worldwide with Visa
Order your Zeal Visa card and pay in 150+ countries without foreign exchange fees. Use your virtual card instantly for online purchases and add it to Apple Pay for fast contactless payments. You can also earn up to 4% cashback on eligible purchases.
Security and control
Only you control access to your money. Sign in with a biometric passkey instead of complicated passwords. If you change devices, you can recover access through encrypted backup. Get instant transaction alerts and freeze your card immediately if needed.
Simple to use
No previous experience needed. Sign up in minutes, complete verification quickly and open an account that earns yield. Your savings, card and everyday spending all live in one place.
Audited and regulated
Zeal’s security has been independently audited. Services are provided with licensed financial partners in the EU and UK. The card and bank transfers operate under local regulatory requirements.
Disclaimer
* APY is variable and may change. Visa card issuance depends on eligibility and regional availability. Terms apply. This is not a bank product or an insured product.