Balance is built for people whose income changes every week: bartenders, servers, stylists, rideshare drivers, and anyone who works shifts, tips, or gigs.
Traditional finance apps assume a steady paycheck. Balance doesn't.
TRACK YOUR SHIFTS
Log your earnings after every shift: cash tips, card tips, total. See it all on a calendar. Know exactly what you made this week, this month, this year.
KNOW YOUR PATTERNS
See which days earn the most, how your tips break down between cash and card, and whether you're trending up or down week over week.
PREDICT YOUR PAYCHECKS
Set up your pay schedule and Balance estimates your next paycheck based on shifts you've logged. Your paycheck should never surprise you.
FORECAST YOUR CASH FLOW
Connect your bank to see your predicted balance on any future date. Add upcoming bills and expenses. Know if you can afford rent before it's due.
BALANCE AI
Log a shift in chat. Set up your paydays. Ask "can I afford rent this week?" and get a real answer based on YOUR numbers. Not generic budget advice. Built specifically for variable income workers.
SECURITY
Bank connection is optional. When you connect, Plaid handles authentication. Your bank credentials never touch Balance. All data is encrypted in transit and at rest.
All features are free.
What's new (v2.5.0)
Meet Balance AI. Your built-in assistant for shift work.
• Log shifts and set up paydays just by chatting
• Ask "can I afford rent this week?" and get a real answer based on your numbers
• Connect your bank to see your balance on any future day, even weeks out
• Faster, simpler onboarding. Get set up in three quick steps.
• Cleaner home screen and calendar layout
• Lots of polish and bug fixes