Description
Cirkkle is the digital tontine (savings circle) built for the African diaspora in France.
Save with people you trust—simply, transparently, and securely—without the hassle of chasing payments or managing spreadsheets.
What you can do
- Create or join a tontine in minutes (family, friends, associations, community groups)
- Contribute and receive automatically through your Cirkkle Wallet
- Track everything in real time: members’ status, payments, payout turns, and history
- Reduce disputes with clear rules and full traceability
- Get automatic reminders before each due date to avoid late payments
Why the diaspora uses Cirkkle
- Trust: verified identities and stronger protection against scams
- Simplicity: no more spreadsheets, screenshots, or endless follow-ups
- Transparency: everyone sees the same information at the same time
- Community: collective saving to support projects in France and back home in Africa
What it’s for
Emergency savings, back-to-school expenses, weddings, travel, housing, family projects, community support…
A tontine is structured saving—keep the “as it’s always been” spirit, with modern tools.
Security & compliance
Identity verification and anti-fraud checks
Transaction monitoring and full activity history
Human support (questions or need help? We actually reply)
What's new (v1.3.12)
Drafts, renewals, and a deal you don't want to miss
- 50% off Premium circles — limited time only, don't sleep on it
- Never lose your progress — circle creation is now saved as a draft if you leave the app midway, so you can pick up right where you left off
- Once your circle completes, you can now renew it and start a brand new round without setting everything up from scratch