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Actual Budget Spendıng Tracker

Finance

Free

Actual Budget Spendıng Tracker

by Halim Ozturk

4.7 (41) v1.4.2 28 MB Universal 4+

Description

Actual Budget is a calm and modern money manager that helps you understand what you can safely spend, stay ahead of bills, and build better financial habits without stress. Track expenses, income, savings, debt, and net worth in one clean app built for iPhone and iPad.

Safe to Spend
See how much you can safely spend today or this week after bills and essentials. Actual Budget gives you a clearer view of your real budget before you spend.

Expense and Income Tracking
Add one time or recurring expenses and income in seconds. Organize everything with categories, edit quickly with swipe actions, and review your money with search, filters, and clear totals.

Savings Goals
Create savings goals, track deposits and withdrawals, and follow your progress visually. You can also send part of your income directly to savings goals automatically.

Bills, Alerts, and Notifications
Get bill reminders before due dates, budget alerts at 75, 90, and 100 percent, savings milestone notifications at 25, 50, 75, and 100 percent, and optional weekly summaries.

Cash Flow, Debt, and Net Worth
Plan ahead with cash flow forecasting, manage debts with smarter payoff guidance, and track assets and liabilities to understand your net worth over time.

Widgets and Tips
Use 4 home screen widgets for Safe to Spend, recent expenses, upcoming payments, and savings progress. Explore 400 plus practical budget tips to build stronger money habits.

Currencies and Devices
Use major global currencies including USD, EUR, GBP, CAD, AUD, JPY, CHF, TRY, MXN, and BRL with live exchange rates and offline fallback. Enjoy dark mode, native iPad layouts, keyboard shortcuts, iCloud sync, and easy restore when switching devices.

Languages and Privacy
The app currently supports English, Spanish, and French. Your data is designed to stay under your control with local storage and iCloud sync, so budgeting stays simple, private, and reliable.

Purchase Required
Actual Budget is a premium app. A purchase is required to use the app and unlock the full experience, including tracking, planning tools, widgets, and advanced money management features.

Terms of Use: https://budgetppdevorbitlabs.netlify.app/terms
Privacy Policy: https://budgetppdevorbitlabs.netlify.app/privacy

What's new (v1.4.2)

What's New on Actual Budget:

Budget Numbers Now Stay Accurate When You Edit Income

This release fixes a production issue reported by customers where editing or adding income had no visible effect on the Cash Flow forecast and Safe to Spend summary. All budget calculations now update immediately after any income change.

Budget Accuracy Fixes:

Editing your monthly income now correctly updates your Safe to Spend amount, Weekly Summary, and 30-day Cash Flow forecast
Adding a one-time income entry (such as a bonus or freelance payment) now appears in the Cash Flow forecast on the correct day
Deleting a recurring income now removes it from all future projections immediately
Edit Income Improvements:

The Edit Income screen now shows your recurrence setting and frequency, so you can see and change how an income affects your budget
Incomes created during initial setup are clearly marked so you always know where your budget numbers come from
Financial Wellness:

The Financial Wellness card now lets you set or update your stress level directly inside the app -- no more instructions that led to a screen that did not exist
Personalized tips now appear as soon as you select a stress level
Thank you for using Actual Budget! Your feedback drives every improvement we make.