Lomalo Digital Wallet

Lomalo is a digital wallet built for citizens of the Republic of the Marshall Islands (RMI), created for Marshallese to securely receive and manage their ENRA (Universal Basic Income) benefits.

Lomalo complements existing benefit delivery channels such as mailed checks and direct deposit with a secure, digital-first option.

Lomalo enables eligible users on any atoll to verify their UBI registration status, receive benefit disbursements in real time, and connect to other verified users.

Lomalo bridges distance and drives inclusion - linking citizens, communities, and their government through a digital system designed for the RMI.

Features for Citizens

- Verify your UBI eligibility and registration
- Receive UBI benefits directly into your wallet
- View and manage your benefit history
- Connect and send benefits securely between verified recipients
- Lomalo is part of the Republic’s broader effort to ensure every Marshallese — no matter where they live — can securely access their benefits.

Lomalo is an optional digital wallet that allows eligible recipients to receive government disbursements. Lomalo facilitates the receipt, viewing, and conversion of government disbursement amounts into U.S. dollars or other supported payment methods. Lomalo does not issue currency or provide banking services.

Lomalo designed for the Republic of the Marshall Islands, developed and released by Lomalo Labs.