Smart Gold By AVR Swarnamahal

Now saving in gold is easier than ever with Smart Gold, a digital gold savings platform from the trusted house of AVR Swarna Mahal. Choose from three flexible gold saving schemes based on your budget and goals – Swarna 11, Golden One, and E-Gold. Save smart, track your gold, and redeem for jewellery at 20+ Showrooms across Tamil Nadu and Karnataka.

1. Swarna 11 – Monthly Savings Plan
• Start with just ₹500/month for 11 months
• Each monthly payment is converted into 22kt gold weight at the day’s rate
• Plan matures in 330 days
• Gold Jewellery or Coin Redemption only (no cash) after maturity
• VA/Wastage Benefits:
• 0%* on Diamond, Uncut Diamond & Platinum
• Up to 18%* off on Gold Jewellery
• 50% off* on Antique Silver
• Available at AVR Swarna Mahal showrooms in Tamil Nadu & Karnataka
• ID proof & payment receipts required during redemption

2. Golden One – One-Time Investment Plan
• Make a one-time payment (min ₹15,000; no max limit)
• Entire amount converted into 22kt gold weight at the day’s rate
• Matures in 330 days
• Redeem gold weight for jewellery or coins (no cash)
• VA/Wastage Benefits:
• 0%* on Diamond, Uncut Diamond & Platinum
• Up to 20%* off on Gold Jewellery
• 50%* off on Antique Silver
• Redemption at AVR Swarna Mahal showrooms in Tamil Nadu & Karnataka
• ID proof & original receipt required

3. E-Gold – Save 22kt Gold Anytime, Anywhere
• Begin your gold savings journey with just ₹100 and invest on your schedule — daily, weekly, or multiple times throughout the day.
• Each payment instantly converted to 22kt gold at the live rate
• Avail up to 5% value benefit, calculated on a 365-day basis.
• Redeem gold weight for jewellery/coins only
• Valid ID proof & purchase records required during redemption

Why Choose Smart Gold by AVR Swarna Mahal?
Smart Gold isn’t just a savings app. It’s a secure, value-driven way to build your gold wealth with the legacy of AVR Swarna Mahal behind you.

From a Name You Trust:
Smart Gold is powered by AVR Swarna Mahal, a heritage brand with 97 years of legacy, known for purity, trust, and generations of customer loyalty across South India..

Plans for Every Budget & Goal:
Whether you're saving monthly, investing once, or topping up anytime, Smart Gold has a flexible plan that fits your lifestyle and financial goals.

No Middlemen, No Risk:
Your savings go directly to AVR Swarna Mahal. There are no third-party risks, only direct, safe, and transparent gold accumulation.

Secure Digital Records:
Track your savings, gold weight, and maturity status anytime through the app. No paperwork needed, everything is digitally stored and accessible.

Ideal for Gifting or Goal-Based Saving:
Smart Gold helps you save up for weddings, festive gifting, future purchases, or long-term wealth in pure 22kt gold, on your terms.

Save confidently. Plan smart. Own real gold with Smart Gold by AVR Swarna Mahal.

Have questions or need assistance?
Our customer service team is happy to help you every step of the way — available from 10 AM to 6 PM.
Contact us at +91 95666 87861 or crm@avrswarnamahal.com
Visit: www.avrswarnamahal.com