A stablecoin-based cross-border payment solution designed to reduce settlement costs and risks, enabling instant fund arrival (or real-time settlement). It supports mainstream stablecoins such as multi-network USDT and USDC, thereby reducing the need for currency conversion and bypassing fiat currency channel limitations. Built-in compliance capabilities, including KYB (Know Your Business) and KYT (Know Your Transaction), allow for the tracking of fund flows, currency types, and arrival status, enhancing both transparency and trust.