Paper: Budget & Expense App

Premium budgeting shouldn’t come with a premium price.

Paper is one of the most affordable bank-connected budgeting apps available. Thoughtfully designed for clarity, privacy, and control. Track your spending, set intentional budgets, and understand your financial patterns — without clutter, ads, or distractions.

Features include:
- Clean, simple interface
- Split income and expense for couples
- Multiple account profiles
- Tracks recurring expenses and income
- Future cash flow calendar
- Intuitive category organization
- Flexible primary and sub-category budgeting
- Clear monthly progress tracking
- Historical spending averages
- Custom events
- Spending analysis by Brand
- Edit your transactions category, add a note, show/hide from calculations, couples split
- Add manual income/expense

Secure Bank and & Card Syncing
- Connect accounts securely with Plaid
- Multiple accounts supported
- Bank credentials are never stored

On Device AI
- Paper leverages Apple Intelligence to help you understand your spending patterns on your device
- Spot trends over time
- Use AI to predict anything about future income/spending

Simple Subscription
Paper is available as a monthly or yearly subscription with a free trial.

No tiers.
No locked essentials.
Cancel anytime.
No upsells

Privacy Policy: https://getpaper.io/privacy
Terms & Conditions: https://getpaper.io/terms
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/