Description
North teaches teens and young adults real money habits — no bank account needed.
Most people get paid, spend it, and wonder where it went. North fixes that by giving every dollar a job before you spend it.
Every paycheck is automatically split into four buckets: Spend, Save, Invest, and Goals. You'll always know exactly what's safe to spend — and what's working toward your future.
HOW IT WORKS
1. Log a paycheck (takes seconds)
2. North splits it into your buckets automatically
3. Move your money, check it off, and build the habit
FEATURES
- Safe-to-Spend number — always know what you can use guilt-free
- Auto-split paychecks into Spend, Save, Invest, and Goals
- Goals with progress tracking — car, college, trips, anything
- On-pace projections so you can see where you'll be by year end
- Roth IRA tracker to help max out contributions
- Streaks and achievements that make saving feel like a game
- Choose a money personality (Spender, Saver, Balanced, Goal Getter) or set custom percentages
FOR FAMILIES
- Parents can link to their teen's account for guidance — not control
- Set budget percentages, view progress, and send encouragement
- Co-parent support for blended and separated families
- No bank linking required — privacy-first by design
FOR SOLO USERS
- Full independence — manage your own budget and subscription
- All the same features, completely self-directed
BUILT FOR THE NEXT GENERATION
North is designed to feel simple, fast, and motivating — so you actually stick with it every payday. The habits you build now become the instincts you rely on for life.
Start simple. Build consistency. Watch your savings grow.
North is a budgeting tool and does not provide financial, investment, or tax advice.
SUBSCRIPTION PLANS
- Solo: $4.99/month or $39.99/year
- Family: $9.99/month or $79.99/year
- 30-day free trial included with eligible plans
- Payment is charged to your Apple ID at confirmation of purchase
- Subscription automatically renews unless canceled at least 24 hours before the end of the current period
- Manage or cancel anytime in Settings > Apple ID > Subscriptions
Terms of Use: https://www.northfuturefinance.com/terms
Privacy Policy: https://www.northfuturefinance.com/privacy
What's new (v2.0.0)
- New themes: Liquid Glass, Mission Control, Paper & Ink, Botanical, and more — customize how North looks and feels
- Promo codes: redeem codes during signup or in settings
- Light mode and dark mode with system-aware toggle
- Redesigned appearance settings with theme picker
- Bug fixes and performance improvements