Most finance apps want your data. zero wants nothing.
• No account required: start tracking in seconds
• No internet needed: works 100% offline
• No ads, no subscriptions: completely free
• No data collection: your finances stay private
TRACK EXPENSES EFFORTLESSLY
Add expenses in seconds with a clean, minimal interface designed for daily use.
• Quick entry with amount, title & category
• Custom categories with icons and colors
• Date picker for past expenses
• Notes and descriptions for every transaction
MANAGE MONEY YOU OWE & ARE OWED
Never forget an IOU again.
• Track money you lent and borrowed
• Organize by person with custom icons
• See total balances at a glance
BEAUTIFUL REPORTS & INSIGHTS
Understand your spending with clear, visual reports.
• Monthly expense breakdown with pie charts
• Daily spending calendar heatmap
• Category-wise analysis
• Filter by month and year
DESIGNED FOR YOU
• Dark mode & light mode
• Multiple currency support
• Export & import your data
• Fast, lightweight, battery-friendly
PRIVACY BY DESIGN
Zero is built on a simple principle: your money, your business.
All data is stored locally on your device. No servers, no cloud, no sync, no analytics, no third-party SDKs. Your financial data never touches the internet.
Download zero and take control of your finances, privately.
What's new (v2.3.5)
• Tap on any category in Reports to view all transactions for that category
• Redesigned category color palette as per wcag guidelines for better visibility in both light and dark themes
• Existing category colors are automatically migrated to the improved palette
• Fixed dialog system for more reliable alerts and confirmations across the app
• Fixed accent color contrast for debt amounts and action buttons
• Backup files from older versions are automatically upgraded on import