DayCost Pro - Personal Finance
GRATUIT
Free
Description
Most budgeting apps show you charts of money you've already spent. Catalyst Cash tells you what to do next.
Each week, run a focused money audit and walk away with clear answers — not just data: what's safe to spend before bills hit, which subscriptions and fees are coming, which card to use for a purchase, and the single move that matters most right now.
No sprawling dashboards. No guesswork. A sharper plan, every week.
WHAT YOU CAN DO
- Know your safe-to-spend number before bills and renewals land
- Catch upcoming subscriptions, annual fees, and timing gaps early
- See checking, savings, debt, cards, rewards, and cash flow in one place
- Pick the right card before you pay — and stop leaving rewards on the table
- Build a weekly action plan for debt payoff, saving, and spending control
- Ask AI follow-up questions grounded in your real, current numbers
- Track by hand, or connect accounts when you want automation
- Keep a local-first record, and back up, export, or restore anytime
Catalyst Cash is for people who want an active money system, not passive charts. Open the app, run the audit, understand your week, and move with intent.
YOUR DATA STAYS YOURS
Privacy-first by design: your core records stay on your device. Unlike apps that monetize your financial data, Catalyst Cash never sells your data and uses no third-party advertising tracking. AI audits and Ask AI require in-app AI Data Consent before any request is sent; requests use minimized financial context routed through Catalyst Cash LLC's backend proxy to OpenAI, our current production AI provider. Optional online features — AI, account linking, backup, restore, and export — run only when you choose them.
Catalyst Cash Pro Monthly: $12.99 for 1 month.
Catalyst Cash Pro Annual: $119.99 for 1 year.
Catalyst Cash Pro Lifetime: one-time purchase of $249.99.
Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Lifetime does not auto-renew.
Terms of Use: https://catalystcash.app/terms
Privacy Policy: https://catalystcash.app/privacy
Each week, run a focused money audit and walk away with clear answers — not just data: what's safe to spend before bills hit, which subscriptions and fees are coming, which card to use for a purchase, and the single move that matters most right now.
No sprawling dashboards. No guesswork. A sharper plan, every week.
WHAT YOU CAN DO
- Know your safe-to-spend number before bills and renewals land
- Catch upcoming subscriptions, annual fees, and timing gaps early
- See checking, savings, debt, cards, rewards, and cash flow in one place
- Pick the right card before you pay — and stop leaving rewards on the table
- Build a weekly action plan for debt payoff, saving, and spending control
- Ask AI follow-up questions grounded in your real, current numbers
- Track by hand, or connect accounts when you want automation
- Keep a local-first record, and back up, export, or restore anytime
Catalyst Cash is for people who want an active money system, not passive charts. Open the app, run the audit, understand your week, and move with intent.
YOUR DATA STAYS YOURS
Privacy-first by design: your core records stay on your device. Unlike apps that monetize your financial data, Catalyst Cash never sells your data and uses no third-party advertising tracking. AI audits and Ask AI require in-app AI Data Consent before any request is sent; requests use minimized financial context routed through Catalyst Cash LLC's backend proxy to OpenAI, our current production AI provider. Optional online features — AI, account linking, backup, restore, and export — run only when you choose them.
Catalyst Cash Pro Monthly: $12.99 for 1 month.
Catalyst Cash Pro Annual: $119.99 for 1 year.
Catalyst Cash Pro Lifetime: one-time purchase of $249.99.
Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Lifetime does not auto-renew.
Terms of Use: https://catalystcash.app/terms
Privacy Policy: https://catalystcash.app/privacy
What's new (v2.0.7)
• Connected accounts now support more loan balances, including student, mortgage, auto, personal, and other debts.
• Collections tracking is clearer, with creditor, agency, and status details plus more careful payment guidance.
• Debt payoff projections are more reliable when a balance has no minimum payment on file.
• Rewards data is fresher, with updated card credits, offer caps, benefit timing, and welcome-bonus details.
• Welcome-bonus tracking is easier to manage with cleaner active/expired sections and safer archive/remove actions.
• Bills and subscription insights better surface price hikes, trial conversions, skipped renewals, and missed rewards.
• Audit exports are cleaner and easier to share for household, advisor, or CPA review.
• Recommended-step progress now restores more accurately when audits are reopened.
• The app experience is smoother, with a cleaner launch screen, improved demo tour, and flow refinements.
• Bills now use a tighter header with monthly spend up front, weekly and annual context side by side, and cleaner next-due alignment.
• Adding bills is smoother, with clearer Add Bills / Close Add Form actions, a first-step Cancel option, and better button spacing.
• Detected bills are easier to trust, with refreshed suggestions, preserved payment methods, and cleaner behavior after accounts are unlinked and reconnected.
• Best Card guidance is more conservative and accurate, especially for subscriptions, cloud services, software, and vehicle-finance payments.
• Streaming rewards are now reserved for true streaming and media services, while iCloud, ChatGPT, AppleCare, Google One, and similar services use safer everyday-spend logic.
• Portfolio holdings are more compact and easier to scan, with cleaner investment rows, details controls, and improved live holdings chart behavior.
• Cancelled cards can now be marked in card editing so old Plaid-imported cards are easier to manage.
• Ledger cleanup is stronger: removed linked cards no longer leave stale recent transactions behind unless manual tracking is selected.
• Ledger management is more flexible, with flatter filters plus options to clear history or remove individual transactions.
• Collections tracking is clearer, with creditor, agency, and status details plus more careful payment guidance.
• Debt payoff projections are more reliable when a balance has no minimum payment on file.
• Rewards data is fresher, with updated card credits, offer caps, benefit timing, and welcome-bonus details.
• Welcome-bonus tracking is easier to manage with cleaner active/expired sections and safer archive/remove actions.
• Bills and subscription insights better surface price hikes, trial conversions, skipped renewals, and missed rewards.
• Audit exports are cleaner and easier to share for household, advisor, or CPA review.
• Recommended-step progress now restores more accurately when audits are reopened.
• The app experience is smoother, with a cleaner launch screen, improved demo tour, and flow refinements.
• Bills now use a tighter header with monthly spend up front, weekly and annual context side by side, and cleaner next-due alignment.
• Adding bills is smoother, with clearer Add Bills / Close Add Form actions, a first-step Cancel option, and better button spacing.
• Detected bills are easier to trust, with refreshed suggestions, preserved payment methods, and cleaner behavior after accounts are unlinked and reconnected.
• Best Card guidance is more conservative and accurate, especially for subscriptions, cloud services, software, and vehicle-finance payments.
• Streaming rewards are now reserved for true streaming and media services, while iCloud, ChatGPT, AppleCare, Google One, and similar services use safer everyday-spend logic.
• Portfolio holdings are more compact and easier to scan, with cleaner investment rows, details controls, and improved live holdings chart behavior.
• Cancelled cards can now be marked in card editing so old Plaid-imported cards are easier to manage.
• Ledger cleanup is stronger: removed linked cards no longer leave stale recent transactions behind unless manual tracking is selected.
• Ledger management is more flexible, with flatter filters plus options to clear history or remove individual transactions.
