i know percent
-26%
$1.07
$0.79
Finance
Free
Points Vault - Rewards Tracker
by IOAN MIHAI COSMA
Description
Points Vault helps you track, manage, and maximize your credit card points, airline miles, and hotel loyalty rewards — all in one place.**
**WALLET**
Add your credit cards and earning platforms. See every loyalty program you can access through transfer partners, organized by airline alliance and hotel chain. Know exactly what you have and where it can take you.
**OPTIMIZER**
Enter your monthly spending and let Points Vault recommend the best card combination for you. Solo card, duo, or trifecta — find the setup that earns the most points within your fee budget.
**EXPLORE**
Discover cards worth adding to your wallet. See welcome bonuses, annual fees, and perks — ranked by how well they complement what you already carry.
**TIPS**
Browse expert travel rewards guides written by real points enthusiasts. From transfer partner sweet spots to card strategy breakdowns — updated regularly at points-vault.com.
**FEATURES**
- 45+ credit cards from Chase, Amex, Capital One, Citi, and more
- 28+ airline and hotel loyalty programs
- Transfer partner mapping so you always know where your points can go
- Spending optimizer with 9 categories and customizable fee budgets
- Earning platforms including Bilt Rewards, Rove Miles, and Rakuten
- No account required — sign in only to sync across devices
**WALLET**
Add your credit cards and earning platforms. See every loyalty program you can access through transfer partners, organized by airline alliance and hotel chain. Know exactly what you have and where it can take you.
**OPTIMIZER**
Enter your monthly spending and let Points Vault recommend the best card combination for you. Solo card, duo, or trifecta — find the setup that earns the most points within your fee budget.
**EXPLORE**
Discover cards worth adding to your wallet. See welcome bonuses, annual fees, and perks — ranked by how well they complement what you already carry.
**TIPS**
Browse expert travel rewards guides written by real points enthusiasts. From transfer partner sweet spots to card strategy breakdowns — updated regularly at points-vault.com.
**FEATURES**
- 45+ credit cards from Chase, Amex, Capital One, Citi, and more
- 28+ airline and hotel loyalty programs
- Transfer partner mapping so you always know where your points can go
- Spending optimizer with 9 categories and customizable fee budgets
- Earning platforms including Bilt Rewards, Rove Miles, and Rakuten
- No account required — sign in only to sync across devices
What's new (v2.0.0)
**Budget Tracker — now included**
Track your monthly spending across 14 categories, set budgets, and watch progress bars turn amber at 80% and red when you're over. All data stays on-device.
**Import statements from any app**
Share a credit card PDF from your bank's app and Points Vault parses it automatically — Chase, Amex, Citi, Capital One, and Wells Fargo supported. On iPhone 16+ with Apple Intelligence, unknown issuers are parsed too.
**Smart card recommendations**
Based on your actual spend mix, Points Vault scores every card in its catalog and ranks the top picks for your wallet — including annual fee vs. credits math.
**Tap to recategorize**
Every imported transaction is editable. Tap it, pick a category, done. Merchants we couldn't identify automatically sort to the bottom for easy review.
**Foreign currency support**
Traveling? The parser recognizes FX rows and always pulls the USD amount, ignoring foreign-currency figures that would inflate your totals.
Track your monthly spending across 14 categories, set budgets, and watch progress bars turn amber at 80% and red when you're over. All data stays on-device.
**Import statements from any app**
Share a credit card PDF from your bank's app and Points Vault parses it automatically — Chase, Amex, Citi, Capital One, and Wells Fargo supported. On iPhone 16+ with Apple Intelligence, unknown issuers are parsed too.
**Smart card recommendations**
Based on your actual spend mix, Points Vault scores every card in its catalog and ranks the top picks for your wallet — including annual fee vs. credits math.
**Tap to recategorize**
Every imported transaction is editable. Tap it, pick a category, done. Merchants we couldn't identify automatically sort to the bottom for easy review.
**Foreign currency support**
Traveling? The parser recognizes FX rows and always pulls the USD amount, ignoring foreign-currency figures that would inflate your totals.
