AyuuutoCircle is the easiest way to run a savings circle with family and friends.
Whether you call it an Ayuuto, Susu, Tanda, Chit Fund, Hui, or ROSCA — AyuuutoCircle keeps everything organised so you can focus on saving together.
WHAT IS A SAVINGS CIRCLE?
A savings circle is a trusted group of people who each contribute a set amount regularly. Every cycle, one member receives the full pot. It's a proven, community-driven way to save and access a lump sum — used by millions of families worldwide.
HOW IT WORKS
1. Create or join a circle
2. Members contribute each cycle
3. One member receives the full payout per cycle
4. Repeat until everyone has received their payout
KEY FEATURES
• Create unlimited circles and invite members via a shareable link
• Track who has paid and who is still pending at a glance
• Animated progress ring shows collection status in real time
• Automatic payout scheduling keeps the order fair and transparent
• Payout history so every cycle is accounted for
• Group chat to keep members coordinated
• Full dark mode support
• Simple Mode for accessibility
PREMIUM
Upgrade once, own it forever:
• Send payment status summaries directly to WhatsApp
• Export financial statements
• Unlimited circles
• Ad-free experience & priority support
BUILT FOR TRUST
Ayuuuto Circle puts transparency at the centre of every circle. Organisers mark payments, members see their standing, and everyone stays on the same page.