Description
How much money do you really have left at the end of the month?
NETbudget calculates your remaining budget in just a few minutes and tells you exactly where to take action. Based on the universal 50/30/20 rule (Elizabeth Warren), it categorizes your expenses into essentials, lifestyle, and savings, projects your next 12 months, and provides 23 personalized recommendations. Everything runs 100% on your phone — no account, no cloud, no ads.
YOUR INCOME
• Multiple income sources supported: salary, freelance, rental income, dividends…
• Automatic gross-to-net conversion based on your status (employee, executive, public sector, self-employed) with editable tax rates
• Annual / monthly / one-time payments (bonus, 13th month salary, dividends)
YOUR LOANS
• Monthly payment automatically calculated from loan amount, rate, and duration
• Or manually enter the amount if you already know it
YOUR EXPENSES (50/30/20 RULE)
• Three clear categories: Essentials, Lifestyle, Savings
• Pre-filled lists (groceries, transport, savings accounts, investments, life insurance…) fully customizable
WORLDWIDE SUPPORT
• Full support for 8 languages: French, English, Spanish, Portuguese, German, Italian, Arabic, Japanese
• 558 cities across 59 countries with cost-of-living indexes
• 15 currencies (€,$,£,¥,CHF,BRL,INR,CFA franc…)
• Real-time currency converter with history
PERSONALIZED INSIGHTS
• 23 recommendation cards based on your real financial situation
• Trusted thresholds: 50/30/20 rule, 35% debt ratio, rent ≤ 1/3 of net income, emergency fund, investor profile
• Fully translated into all supported languages
CLEAR VISUALIZATION
• Donut chart of your monthly expenses
• 12-month projection, detailed tables, yearly totals
• Clean PDF export in your language
PRIVACY FIRST
• 100% offline (except exchange rates, updated every 6 hours)
• No data leaves your phone
• No account, no tracking, no advertising
Designed in France. Download NETbudget and take control of your finances in just 5 minutes.
What's new (v1.6.1)
Improvements in this version:
• Smarter city search: Argenteuil, Marseille or Tokyo are found even with
a typo, and you can type the city name directly without first picking
a country.
• Display fix: the keyboard no longer hides the top of the form when you
enter an income, a loan or a city.
• Rating prompt: once you've filled in your budget, a discreet system
dialog asks whether you'd like to rate NETbudget. No forced redirect,
fully optional.
• Update notification: you'll be alerted directly inside the app as soon
as a new version is available on the App Store.