Ebru — Marbling Studio
GRATUIT
Free
Description
Culminari for Veterans is a free retirement income projection app for U.S. veterans with a VA disability rating. It projects two tax-free income streams — VA disability compensation and Social Security retirement benefits — side by side across the veteran's life arc.
The app does not ask for a Social Security number. The only input is the estimated monthly benefit amount from an SSA statement — a dollar figure, nothing else. No accounts, no login, no email. All data stays on-device.
All projections are estimates based on published government rates. Not advice. Not guarantees. A clearer view of what may be ahead.
FEATURES
- VA compensation projected with annual COLA for all ratings (10%–100%) including dependents and Special Monthly Compensation (SMC-K)
- Social Security benefits claiming slider — explore ages 62 to 70 with a live benefit curve and monthly amount at every age
- Crossover calculator showing when waiting to claim pays off
- Social Security solvency disclosure with Funded vs. Depleted comparison
- Medicare cost projections from age 65 — Part B and Part D with late penalty education, with opt-out for veterans with other coverage
- VGLI premium projections across every 5-year age band
- Property tax exemption lookup for all 50 states, DC, and territories — county-level data for 120 counties across 30 states
- DIC survivor benefit display for 100% P&T veterans
- Adjustable planning horizon from age 85 to 100
- Purchasing power toggle — nominal dollars vs. today's dollars
- Learn panel with plain-language explanations of every benefit and concept
- No ads. No paywall. No data sold. No Social Security number collected. All information stays on-device.
The app does not ask for a Social Security number. The only input is the estimated monthly benefit amount from an SSA statement — a dollar figure, nothing else. No accounts, no login, no email. All data stays on-device.
All projections are estimates based on published government rates. Not advice. Not guarantees. A clearer view of what may be ahead.
FEATURES
- VA compensation projected with annual COLA for all ratings (10%–100%) including dependents and Special Monthly Compensation (SMC-K)
- Social Security benefits claiming slider — explore ages 62 to 70 with a live benefit curve and monthly amount at every age
- Crossover calculator showing when waiting to claim pays off
- Social Security solvency disclosure with Funded vs. Depleted comparison
- Medicare cost projections from age 65 — Part B and Part D with late penalty education, with opt-out for veterans with other coverage
- VGLI premium projections across every 5-year age band
- Property tax exemption lookup for all 50 states, DC, and territories — county-level data for 120 counties across 30 states
- DIC survivor benefit display for 100% P&T veterans
- Adjustable planning horizon from age 85 to 100
- Purchasing power toggle — nominal dollars vs. today's dollars
- Learn panel with plain-language explanations of every benefit and concept
- No ads. No paywall. No data sold. No Social Security number collected. All information stays on-device.
What's new (v1.1)
- SMC-K support — Special Monthly Compensation now included in your projection
- Medicare opt-out for veterans with TRICARE or other coverage
- Adjustable planning horizon — project through age 100
- Social Security solvency disclosure with Funded vs. Depleted crossover comparison
- Redesigned Profile and Settings
- Expanded glossary
- Bug fixes and accuracy improvements
- Medicare opt-out for veterans with TRICARE or other coverage
- Adjustable planning horizon — project through age 100
- Social Security solvency disclosure with Funded vs. Depleted crossover comparison
- Redesigned Profile and Settings
- Expanded glossary
- Bug fixes and accuracy improvements
