DayCost Pro - Personal Finance
GRATUIT
Free
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Description
Neptune: Budgeting & Finance
Connect your bank, and Neptune does the rest. Every transaction is automatically categorized, every
subscription surfaced, every bill tracked — so you actually know where your money goes and what's coming
next.
Built for people who want clarity without spreadsheets, Neptune turns your accounts into a living picture of
your finances. See your cashflow in real time, set budgets that adapt, and get gentle, plain-English
coaching the moment something looks off.
Why people use Neptune
• Connect every account in seconds with secure bank linking
• Watch your money move with a live cashflow view
• Stop forgetting about Netflix, the gym, or that random $4.99 — Neptune finds your subscriptions and bills
automatically
• Know the difference between essential bills (rent, utilities, insurance) and discretionary subscriptions,
side-by-side
• AI categorization that actually learns your spending — no rules to write
• Build a budget in minutes with one of five strategies (Zero-Based, 50/30/20, Envelope, Flex, or fully
custom)
• Track goals — emergency fund, vacation, a big purchase — and see them grow alongside your spending
• Pull up any past day to see exactly what your finances looked like at that moment
• Share with a partner via household invites — everyone sees the same source of truth
• Visual spending breakdowns with pie charts (Base+)
• Advanced insights, forecasting, and goal projections (Base+)
• Unlimited AI coaching that surfaces insights like "you spent 40% more on dining this month" — without the
lecture (Base+)
Privacy first
Your bank credentials never touch our servers. We use bank-grade encryption (Plaid) and never sell your
data. Read-only access, always.
Neptune is the budgeting app for people who'd rather understand their money than wrestle with it.
— SUBSCRIPTION REQUIRED —
Neptune requires an active subscription to use. After installing, choose between two paid plans:
• Base — full budgeting, transactions, bank syncing, and limited AI suggestions.
• Base+ — everything in Base, plus unlimited AI coaching, pie charts and visual breakdowns, advanced
insights and forecasting, goal projections, and multi-account dashboard.
Pricing:
• Base Monthly — $8.99/month
• Base Yearly — $95.99/year
• Base+ Monthly — $16.00/month
• Base+ Yearly — $179.99/year
Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically
renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account
will be charged for renewal within 24 hours prior to the end of the current period. You can manage and
cancel your subscription by going to your Apple ID account settings after purchase.
Terms of Use: https://neptunebudget.com/terms
Privacy Policy: https://neptunebudget.com/privacy
Connect your bank, and Neptune does the rest. Every transaction is automatically categorized, every
subscription surfaced, every bill tracked — so you actually know where your money goes and what's coming
next.
Built for people who want clarity without spreadsheets, Neptune turns your accounts into a living picture of
your finances. See your cashflow in real time, set budgets that adapt, and get gentle, plain-English
coaching the moment something looks off.
Why people use Neptune
• Connect every account in seconds with secure bank linking
• Watch your money move with a live cashflow view
• Stop forgetting about Netflix, the gym, or that random $4.99 — Neptune finds your subscriptions and bills
automatically
• Know the difference between essential bills (rent, utilities, insurance) and discretionary subscriptions,
side-by-side
• AI categorization that actually learns your spending — no rules to write
• Build a budget in minutes with one of five strategies (Zero-Based, 50/30/20, Envelope, Flex, or fully
custom)
• Track goals — emergency fund, vacation, a big purchase — and see them grow alongside your spending
• Pull up any past day to see exactly what your finances looked like at that moment
• Share with a partner via household invites — everyone sees the same source of truth
• Visual spending breakdowns with pie charts (Base+)
• Advanced insights, forecasting, and goal projections (Base+)
• Unlimited AI coaching that surfaces insights like "you spent 40% more on dining this month" — without the
lecture (Base+)
Privacy first
Your bank credentials never touch our servers. We use bank-grade encryption (Plaid) and never sell your
data. Read-only access, always.
Neptune is the budgeting app for people who'd rather understand their money than wrestle with it.
— SUBSCRIPTION REQUIRED —
Neptune requires an active subscription to use. After installing, choose between two paid plans:
• Base — full budgeting, transactions, bank syncing, and limited AI suggestions.
• Base+ — everything in Base, plus unlimited AI coaching, pie charts and visual breakdowns, advanced
insights and forecasting, goal projections, and multi-account dashboard.
Pricing:
• Base Monthly — $8.99/month
• Base Yearly — $95.99/year
• Base+ Monthly — $16.00/month
• Base+ Yearly — $179.99/year
Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically
renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account
will be charged for renewal within 24 hours prior to the end of the current period. You can manage and
cancel your subscription by going to your Apple ID account settings after purchase.
Terms of Use: https://neptunebudget.com/terms
Privacy Policy: https://neptunebudget.com/privacy
What's new (v1.4.0)
What's new in 1.4.0?
A home screen that feels like your wallet
Your dashboard now opens on your accounts as real bank cards — balance front
and center, with the last four digits of each account right on the card. Swipe
between your connected banks like flipping through a wallet, and whichever
card you land on filters your whole dashboard — transactions, budget,
everything — to that account.
Notifications, right where you land
Your most recent alert now lives on the home screen instead of tucked away.
Swipe it aside to clear it, or tap through to see them all — so you catch up
the moment you open the app.
Your top actions, one tap away
Ask Neptune AI and Sort spend now sit right on your accounts. Jump straight
into the assistant or auto-categorize your spending without hunting for a
button.
A dashboard that leads with what matters
Recent transactions and your subscriptions now sit above the budget cards, so
the things you check most are the first things you see.
A little more personality
The empty corners of the app aren't so empty anymore — you'll find some
friendly faces waiting wherever there's nothing to show yet. Every card
carries its own subtle, one-of-a-kind detailing, and your accounts animate in
with a smooth, dealt-into-place feel each time you open the app.
Cleaner, calmer, top to bottom
A bold new full-width account header anchors the home screen, the status bar
adapts as you scroll, and everything stays crisp and consistent across light
and dark.
A home screen that feels like your wallet
Your dashboard now opens on your accounts as real bank cards — balance front
and center, with the last four digits of each account right on the card. Swipe
between your connected banks like flipping through a wallet, and whichever
card you land on filters your whole dashboard — transactions, budget,
everything — to that account.
Notifications, right where you land
Your most recent alert now lives on the home screen instead of tucked away.
Swipe it aside to clear it, or tap through to see them all — so you catch up
the moment you open the app.
Your top actions, one tap away
Ask Neptune AI and Sort spend now sit right on your accounts. Jump straight
into the assistant or auto-categorize your spending without hunting for a
button.
A dashboard that leads with what matters
Recent transactions and your subscriptions now sit above the budget cards, so
the things you check most are the first things you see.
A little more personality
The empty corners of the app aren't so empty anymore — you'll find some
friendly faces waiting wherever there's nothing to show yet. Every card
carries its own subtle, one-of-a-kind detailing, and your accounts animate in
with a smooth, dealt-into-place feel each time you open the app.
Cleaner, calmer, top to bottom
A bold new full-width account header anchors the home screen, the status bar
adapts as you scroll, and everything stays crisp and consistent across light
and dark.
