Description
Stop leaving money on the table.
If you have premium credit cards, you're paying real money for real benefits — but most people use less than half of what their cards offer. Perksly is a private, on-device tracker that helps you actually use every credit, every perk, every month.
WHAT PERKSLY DOES
• Tracks monthly, quarterly, semi-annual, and annual credits across your wallet
• Shows what's Available, Used, and At Risk of Expiring at a glance
• Sends smart reminders before credits expire so you don't forget
• Logs always-on perks (lounge access, elite status, insurance, no foreign transaction fees)
• Built-in catalog of 200+ U.S. credit cards from major issuers
• Catalog updates automatically as new cards launch and benefits change
INSIGHTS THAT MATTER
Slice your wallet's value by card, by category (dining, hotel, airline, transport), or by issuer. See which benefits you've earned this period and which you're at risk of losing before they reset.
PRIVATE BY DESIGN
Perksly stores everything on your device. No accounts to create, no data sent to our servers (we don't have any), no analytics, no ads, no tracking. Your card information never leaves your iPhone.
FREE TO USE
Perksly is free, with no ads and no tracking. Just an app to help you get the value you're already paying for.
PERFECT FOR
• Premium card holders who can't keep all the credits straight
• Travelers tracking annual airline credits and hotel benefits
• Anyone with multiple cards across different issuers
• People who want to maximize their card portfolio without spreadsheets
Add your first card in 30 seconds. Never let a benefit expire again.
What's new (v1.1)
Meet Perksly AI — a private, on-device assistant that knows your
wallet. Plus annual-fee ROI, Face ID lock, a brand refresh, and
smarter search.
What's new in 1.1:
• Perksly AI (requires Apple Intelligence — iPhone 15 Pro or
iPhone 16 and later). Ask things like "Which travel credits
haven't I used yet?" or "Suggest a no-fee dining card I don't
have." Every answer is grounded in your wallet and the Perksly
catalog — the assistant can't invent card facts. Runs entirely
on your iPhone; nothing leaves the device. Prefer the app
without AI? Turn it off any time in Settings.
• Annual fees + ROI. Add the fee to any card; Insights shows
your net annual value minus fee per card.
• Weekly Helpful Tips. Optional weekly nudges based on your
actual wallet state — expiring credits, unused benefits, ROI
summaries. Never generic; skips the week if nothing is worth
flagging. Toggle in Settings.
• Lock with Face ID. Optional, off by default. When on, Perksly
also hides itself from the App Switcher preview.
• Settings tab. Face ID, Weekly Helpful Tips, Perksly AI
disclosure, Send Feedback, and Privacy Policy all live here.
• Smarter wallet search. Searches card names, issuers, benefits,
and perks — not just card titles.
• Brand refresh. New mint and deep teal accents, card palette
updates across Chase, Amex, Capital One, Citi, and BofA.
• Catalog updates. Annual fees on all 229 cards. Added the
Fidelity Rewards Visa Signature.
Got feedback? Settings → Send Feedback.