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SSora

Finance

Free

SSora

by Faisal AlMugairin

v1.2 3 MB Universal 4+

Screenshots

Description

SSora is a comprehensive personal wealth and fiduciary tracking platform designed for modern, multi-currency portfolios.

• TRUE NET WORTH: Track complex assets (real estate, startup equity, stocks, crypto) against your localized debt and liabilities to see your actual net worth — then watch it evolve with a built-in net-worth history, ROI, and trend insights.

• MULTI-CURRENCY PORTFOLIO: Hold foreign assets in their native currency (USD, EUR, GBP and more). SSora converts to SAR automatically using purchase-time and live exchange rates, and shows both values everywhere.

• LIVE MARKET DATA & DIVIDENDS: Automatic pricing for global and Saudi (Tadawul) tickers, with dividends and payout frequency pulled in for you — forecasted payouts shown distinctly from confirmed ones.

• ZAKAT CALCULATOR: An automated fiduciary engine that isolates exempt assets from liquid capital, subtracts short-term deductible debt, and calculates your obligations against real-world Gold Nisab thresholds. Includes a historical payment ledger.

• CASH FLOW FORECASTING: Project your liquidity 12 months into the future by layering planned expenses over your anticipated asset yields, dividend forecasts, and salary bonuses.

• SMART IMPORT: Add assets in seconds by importing a spreadsheet (CSV), PDF, or a photo of a statement — or simply paste a Google Sheets link. On supported devices, documents are read entirely on-device for full privacy.

• AI ADVISOR: Run deep semantic risk audits and strategic insights on your asset allocation. On devices with Apple Intelligence, the Advisor runs entirely on-device — private and free — with no account required. Prefer a specific cloud model? Connect your own API key.

What's new (v1.2)

Version 1.2 — A smarter advisor, automatic backups, and more control over your wealth.

AI Advisor, upgraded
- Proactive insights the moment you open it — idle cash, concentration, upcoming maturities, Zakat.
- Answers grounded in your real numbers, with a clear bottom line and prioritized actions.
- Ask "what if" and see the impact on your net worth and allocation.
- Analyze a new investment: upload a PDF, deck, or sheet, or paste a link, and get a portfolio fit with pros, cons, and a recommendation. Save them to your Watchlist.
- Runs privately on-device, or with your own AI key.

Backups & your data
- Automatic iCloud backups (daily, weekly, or monthly) with point-in-time restore.
- Export a full backup (JSON) or a spreadsheet (CSV) for Excel and Google Sheets.
- Erase all data to start fresh, then restore from any backup.

Net worth & insights
- Redesigned net-worth history and trend on the dashboard.
- Tap the charts for a clean, transactions-style breakdown of history and income.
- Editable income ledger for dividends, rent, and interest.

Holdings & cash flow
- Multi-currency holdings with live FX.
- Automatic dividends, with forecast vs. confirmed payouts.
- Sell a position and its proceeds move to a real cash account; fund new purchases from cash automatically across accounts.
- Saudi tickers, mutual funds, and Sukuk supported.

Reminders
- Get notified a week before and on the day your leases, loans, subscriptions, and Sukuk mature.

Plus faster entry, a cleaner dashboard, deletable closed positions, and a refreshed demo portfolio. Thank you for using SSora.