Spend Smartly is a personal budget tracker that never sends your data anywhere. No cloud sync, no account sign-up, no ads. Import your bank statements
and see exactly where your money goes.
ENVELOPE BUDGETING
Give every dollar a job. Create envelopes for each spending category, allocate your income, and track spending against your plan.
IMPORT FROM ANY BANK
Drop in a CSV or PDF statement from Chase, Amex, Wells Fargo, Citi, Bank of America, and more. Transactions are automatically categorized across 16
categories.
RECURRING CHARGE DETECTION
Automatically finds your subscriptions and recurring bills. See your true monthly commitments at a glance.
FREE TO START. PAY ONCE TO UNLOCK.
Try Spend Smartly with one bank source — free, forever. Unlock unlimited sources for a one-time purchase of $9.99. No subscriptions.
WHY NO SUBSCRIPTION?
Your data never touches our servers, so we have no server costs to pass on to you. Pay once, own forever.
What's new (v1.1)
Share Extension — Import bank statements directly from Files, Mail, Safari, Google Drive, or any app using the iOS share sheet. Tap Share, select Spend Smartly, and your transactions are imported instantly.